Fixed Index Annuity


Fixed Index Annuities

Annuities are long term vehicles that offer tax deferral, a variety of income options, and a death benefits.

Fixed Indexed Annuity (FIAs) are unique products that offer some of the guarantees of fixed annuities combined with the opportunity to earn interest based on changes in an external market index – without directly participating in the market.

Your money will not be affected by market index losses, and will only benefit from increases in a market index.

Understanding The Basics


A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you income, either starting immediately or at some time in the future.

How a fixed index annuity works